CFPB Booklets

In the January 10, 2014, Federal Register (79 FR 1836), the Bureau of Consumer Financial Protection (CFPB) published a Notice of Availability of the following revised consumer publications related to mortgage loans and home equity lines of credit transactions that are required under the Real Estate Settlement Procedures Act (RESPA), Regulation X, the Truth in Lending Act (TILA), and Regulation Z:

(1) What You Should Know About Home Equity Lines of Credit (HELOC Brochure);
(2) Consumer Handbook on Adjustable-Rate Mortgages (CHARM Booklet); and
(3) Shopping for Your Home Loan, Settlement Cost Booklet (Settlement Cost Booklet).

The following is a redaction of the CFPB’s notice published in the Federal Register:

These revised consumer publications are available for download on the CFPB’s Web site and can also be found in the Catalog of U.S. Government Publications at